Airopay is committed to managing your Personal Information in line with global industry best practices. You can read our Privacy Policy to understand how we use your information and the steps we take to protect your information.

In no event will Airopay or its parent company be liable for

We may need to update, modify, or amend our Agent Terms of Service as our technology evolves. We reserve the right to make changes to this Agent Terms of Service at any time by giving notice to users on this page.We advise that you check this page often, referring to the date of the last modification on the page If youTerms of Service have any objection to any of the changes to this Agent Terms of Service, you must cease using our website and/or services immediately.

You may not use Airopay in connection with any product, service, transaction, or activity that:
• violates any law or government regulation or promotes or facilitates such by third parties.
• violates any rule or regulation of Visa, MasterCard, Verve or any other electronic funds transfer network (each, a “Card Network”).
• is fraudulent, deceptive, unfair, or predatory.
• causes or threatens reputational damage to us or any Card Network.
• involves any of the business categories listed in clause 2 below; or
• results in or creates a significant risk of chargebacks, penalties, damages or other harm or liability.

You may not use Airopay in connection with any product, service, transaction, or activity that:
• Falls within the Prohibition List of the Nigerian Customs Administration of the Federal Republic of Nigeria
• Relates to the sale and/or purchase of:
1. banned narcotics, steroids, certain controlled substances, or other products that present a risk to consumer safety
2. blood, bodily fluids, or body parts
3. burglary tools
4. counterfeit items
5. illegal drugs and drug paraphernalia
6. fireworks, destructive devices, and explosives
7. identity documents, government documents, personal financial records, or personal information (in any form, including mailing lists)
8. lottery tickets, sweepstakes entries, or slot machines without the required license
9. offensive material or hate speech or items that promote hate, violence, racial intolerance, or the financial exploitation of a crime
10. police badges or uniforms
11. chemicals
12. recalled items
13. prohibited services
14. unlicensed financial services, stocks, or other securities
15. stolen property
16. items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction
17. sales of currency without a Bureau De Change license, certain cryptocurrency operators
18. obscene material or pornography
19. certain sexually oriented materials or services
20. certain firearms, firearm parts or accessories, ammunition, weapons, or knives
21. any product or service that is illegal or marketed or sold in such a way as to create liability to Airopay
• Relate to transactions that:
1. show the personal information of third parties in violation of applicable law.
2. support pyramid or Ponzi schemes, matrix programs, other 'get rich quick' schemes or certain multi-level marketing programs
3. are associated with purchases of annuities or lottery contracts, lay-away systems, offshore banking, or transactions to finance or refinance debts funded by a credit card.
4. pertain to ammunitions and arms; and
5. involve gambling, gaming and/or any other activity with an entry fee and a prize, including, but not limited to casino games, sports betting, horse or greyhound racing, lottery tickets, other ventures that facilitate gambling, games of skill (whether or not it is legally defined as a lottery) and sweepstakes unless the operator has obtained prior approval from Airopay and the operator and customers are located exclusively in jurisdictions where such activities are permitted by law.

If, in our sole discretion, we believe that you may have engaged in any violation of this Acceptable Use Policy, we may (with or without notice to you) take such actions as we deem appropriate to mitigate risk to Airopay and any impacted third parties and to ensure compliance with this Acceptable Use Policy. Such actions may include, without limitation
• Blocking the settlement or completion of one or more payments.
• Suspending, restricting, or terminating your access to and use of the Airopay’s Services.
• Terminating our business relationship with you, including termination without liability to Airopay of any payment service agreement between you and Airopay.
• Taking legal action against you.
• Contacting and disclosing information related to such violations to
1. persons who have sold/purchased goods or services from you,
2. any banks or Card Networks involved with your business or transactions,
3. law enforcement or regulatory agencies, and
4. other third parties that may have been impacted by such violations; or
• Assessing against you any fees, penalties, assessments, or expenses (including reasonable attorneys’ fees) that we may incur because of such violations, which you agree to pay promptly upon notice.