Back-to-School Loan
Airopay Back-to-School Loan is designed to help parents or guardians make payment for their Child’s or Ward’s Tuition and pay back over a period of 4-6 Months.
LOAN REQUIREMENTS
- Airopay account with a minimum balance of N5,000
- Valid means of ID (Driver’s license, National ID & International passport)
- Employment Confirmation letter
- 6 Months Bank statement of salary account.
- Valid means of ID of the guarantor
- Guarantors form
- Proof of School Fees Bill
- Recent Utility Bill (within the last 3 months)
- Applicable standing Order documentation (On the salary account)
LOAN DETAILS
- Minimum loan size: N50,000
- Maximum loan size: N500,000
- Interest Rate: 10% monthly
- Tenor: 4 - 6 months
- Moratorium: NIL
- NB: Application fees of 1% will be automatically debited from your Airopay account upon approval of loan application. (Non refundable).
- Repayment schedule to be sent to the customer along with the offer letter. This will also be signed
Step 1: Download App
Start by downloading the Airopay App and create an instant digital bank account. Skip this step if you already have an Airopay account.
Step 2: Download and Complete a Guarantor's Form
Download and ensure a Guarantor’s Form is completed on your behalf.
Step 3: Complete a Loan Application Form
Click the button below to apply for Loan and submit completed Guarantors form.
Airopay Features
international and local fund transfers
Send money to 270+ countries and 60+ currencies. No paperwork or hidden charges. International transfer within 1 hour and local bank transfers within 30 seconds.
save money with up to 16% interest per annum
Easily achieve your financial dreams with our stable and highly secured savings plans tailored to give you value of up to 16% interest per annum on your savings.
pay utility bills with a few clicks of your phone
Pay Electrical and other utility bills at cheaper rates from the comfort of your phone. You always get something back for every bills paid. No strings attached.
pay tuition for 100+ educational institutions
Beat the usual long queues in banks and administration blocks. Pay tuition for Primary, Secondary, Tertiary and Vocational institutions.
international and local airtime top up
Top up airtime for 1000+ networks in 100+ different countries around the world with a few click of your phone for free. Airtime credits are received within 10 seconds
get access to instant loans without collateral
Get access to cash when you need it mostly for pressing personal and business needs. We disburse up to N1,000,000 within 24hrs, no paperwork, no collateral.
make payment for 20+ Internet service vendors
Stay connected always. Subscribe to or renew your internet service providers plan with ease. No hick ups, no delays, no downtimes.
Buy tickects for local and international flights
Travel in style and comfort. Book for Flight Tickets, Hotel Reservations and other travelling itineries for your trip and pay while on the go without hassles and stress.

super fast transfers.
Enjoy easy local transfers and save on hidden fees and rates when you exchange, transfer or receive money internationally.

Swift Loan Disbursement.
Apply for an Airopay loan in minutes from your app (no paperwork!) and once you’re approved, your loan will be disbursed within Five (5) Minutes.

Simple book-keeping.
Stay on track and never pay more than you need on your bills. Manage your entire payment cycle

Safe & Secure.
Airopay is built from the ground up with your security and privacy in mind, no room for compromise.